IIDM designs a comprehensive investment policy after thoroughly understanding the risk profile and investment goals of the client, addressing every risk associated with an investment i.e. interest rate risk, liquidity risk, credit risk, forex risk (as applicable) and reinvestment risk. 

We help clients create an optimal asset allocation which maximizes return while limiting risks to agreed upon levels. The policy specifies where and to what extent to invest, maximum duration, permissible instruments, etc. We also set up a mechanism to review the performance of investments and to monitor risks continuously.

Our consultants highlight opportunities for improving portfolio yield under different market conditions so the client can manage investments dynamically. To give an example, based on the prevailing level of overnight rates, term structure, liquidity in the banking system, and credit spreads IIDM helps rotate funds between various fund types e.g. gilt, liquid, arbitrage, short-duration and corporate bonds.

We publish a monthly investment report giving detailed insights on fiscal policy, monetary policy, and their impact on rates, money markets and bond markets. This service is especially of use to HNIs/NRIs, corporate and family offices.